O2 Wallet
Private closed-loop wallet

Your private
tap-to-pay wallet.

Add O2 Wallet to Apple Wallet or Google Wallet, load funds digitally, and tap to pay instantly at approved merchants inside the O2 Wallet network.

Join WaitlistSee How It Works
O2 Wallet pass on phones tapping a POS terminal

How it works

Four steps from setup to your first tap.

STEP 1

Add Wallet

Add O2 Wallet to Apple Wallet or Google Wallet.

STEP 2

Load Funds

Fund your balance with ACH, bank transfer, debit, or credit.

STEP 3

Tap to Pay

Tap your phone at any participating O2 Wallet merchant.

STEP 4

Instant Approval

Real-time authorization through the private O2 ledger.

Why O2 Wallet

Built for fast, private, modern payments.

Private network

Closed-loop payments inside the O2 Wallet ecosystem.

Fast approval

Real-time ledger checks deliver instant authorization.

Easy funding

Top up with ACH, bank transfer, debit, or credit card.

Secure balance

Server-side ledger with tokenized wallet credentials.

Built for everyday payments

Coffee at your local café. A ticket at the venue. A class at your studio. O2 Wallet is the digital wallet pass for private merchant communities — no physical card, just your phone.

  • Real-time balance and history
  • Tokenized digital credentials
  • Approved merchants only
O2 wallet
$248.50
Available balance
ACTIVE
Apple Wallet · Google Wallet

Merchant network

A growing network of approved O2 Wallet merchants.

Explore the network →
Food & Beverage Retail Events Memberships Campuses Private Clubs Wellness Local Networks

Be first to access O2 Wallet.

Join the waitlist for early access to the private tap-to-pay wallet.

Join Waitlist