Built for fast, private, modern payments.
Digital Wallet Pass
Add O2 Wallet to Apple Wallet or Google Wallet.
Closed-Loop Network
Spend only at approved O2 Wallet merchants.
Real-Time Balance
See and control your available wallet balance.
Instant Authorization
Every payment is checked instantly through the private ledger.
Secure Funding
Load with ACH, bank transfer, debit card, or credit card.
Merchant-Approved Spend
Designed for private merchant ecosystems.
Transaction History
Track where and when you paid.
No Physical Card
Your phone is your wallet.